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General Disclaimer

THIS SITE IS NOT THE PROPERTY OF DESJARDINS INSURANCE1 OR DESJARDINS FINANCIAL SECURITY INDEPENDENT NETWORK. THEY DO NOT HAVE ANY CONTROL OVER THE CONTENT OR THE USE OF THE SITE. DESJARDINS INSURANCE1 AND DESJARDINS FINANCIAL SECURITY INDEPENDENT NETWORK SHALL NOT BE LIABLE OR RESPONSIBLE TO ANY PERSON FOR ANY HARM, LOSS OR DAMAGE (WHETHER ARISING IN CONTRACT, TORT, NEGLIGENCE OR OTHERWISE) THAT MAY ARISE DIRECTLY OR INDIRECTLY FROM THIS SITE, THE USE, INABILITY TO USE, OR MALFUNCTIONING OF THIS SITE OR THE INFORMATION CONTAINED HEREIN, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, THIRD PARTY OR CONSEQUENTIAL DAMAGES.

THIS SITE IS NOT THE PROPERTY OF DESJARDINS FINANCIAL SECURITY INVESTMENTS INC. (DFS INVESTMENTS). DFS INVESTMENTS HAS CONTROL OVER THE CONTENT OF THIS SITE BY THEIR REVIEW OF THE INFORMATION PROVIDED IN ACCORDANCE WITH ITS POLICIES AND PROCEDURES. DFS INVESTMENTS IS NOT RESPONSIBLE FOR THE CONTENT IN THIS WEBSITE THAT IS UNRELATED TO THE BUSINESS OF DFS INVESTMENTS NOR IS IT RESPONSIBLE FOR THE MONITORING OR SUPERVISION OF THESE OTHER BUSINESS ACTIVITIES.

1Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company, a provider of life and health insurance and retirement savings products.

Sale of Products Where Prohibited

The information contained on this website does not constitute a solicitation to transact business in any way. This communication is directed only to persons resident in the jurisdiction(s) in which the owner of this site (Owner) is permitted to transact business in accordance with securities and other regulatory authorities.

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The information contained on this website is provided on the understanding that the Owner is not providing financial, legal, tax or accounting advice. As such, it should not be used or relied upon as a substitute for consultation with professional financial, legal, tax or accounting advisers.

No Guarantees or Warranties

While every effort is made to ensure that the information contained on this website is correct, the Owner is not responsible for any errors or omissions, or for the results obtained from the use of this information. All information is provided “as-is” and without guarantee of any kind, including any guarantee of completeness, accuracy, timeliness of information or of the results obtained from the use of this information, and without warranty of any kind, express or implied, including warranties of performance, merchantability and fitness for a particular purpose. Desjardins Insurance1 may make improvements and/or changes in the products and/or services described in this website at any time without notice.

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Certain links on this website connect to other websites maintained by third parties over whom the Owner has no control. The Owner does not endorse the products or services of those third parties and makes no representations or warranties as to the accuracy, completeness or any other aspect of the information contained on those websites.

Limitation on Liability

In no event will the Owner be liable to you or anyone else for any action taken or decision made in reliance on any of the information contained on this website or for any direct, indirect, consequential, special or other similar damages, even if the Owner has been advised of the possibility of such damages.

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Trademarks and Copyright

Copyright 2010 to the site Owner. All rights reserved. All material on this website (unless otherwise noted) is the property of the Owner and is protected by Canadian and international copyright laws. You may view, reproduce and distribute materials published on this website for non-commercial purposes within your home or organization, but you may not reproduce or distribute any such materials for any commercial purpose. Any unauthorized use of these copyrighted materials may result in prosecution. Desjardins Financial Security Independent Network and the Desjardins Financial Security Investments Inc. logo and all related product and service names, design marks and slogans are the trade-marks, service marks or registered trade-marks of Desjardins Insurance1. Except as provided for in this Disclaimer, any reproduction of these marks without the express written consent of Desjardins Financial Security Investments Inc. is strictly prohibited.

1Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company, a provider of life and health insurance and retirement savings products.